Does planning for New Years Eve give you low-grade anxiety? Or are you the kind of person who’s had it all planned out since October? I have friends on both sides of the spectrum. My “type A-PLUS” friend already had a restaurant booked weeks ago, shopped for her NYE outfit down to the handbag, and […]
Articles, Blogs, And Retirement Planning Resources
Planning for retirement can seem daunting when you are early in your career and as the key retirement ages get closer, you may have more specific questions around things like social security or health care costs; so our team has put together some great blogs and articles to help answer your retirement questions.
Don’t forget, Zoe Financial can always help you find a fee-only retirement planner.
At what age does middle age begin? In the 1920s, “old age” began around age 55 and “very old age” around 65. Nowadays, many will argue that age ‘ain’t nothin’ but a number’ and you’re only as old as you feel. Or something like that. Many people admit to feeling better at age 50 than […]
Well it’s that time of year—I’m not talking about holiday shopping, gorging on Christmas cookies and caramel popcorn at work or doing damage control after embarrassing yourself at the office holiday party. I’m talking about making year-end contributions to your retirement plans. Remember that any 2018 contributions to employer-sponsored plans like 401(k)s, 403(b)s and 457 […]
It’s winter time; have you taken in your flu vaccine? According to the CDC, about 43% of adults age 18 and up reported receiving the vaccine in 2016-2017; this is up almost 5% from 2011-2012. This seems low to me, considering that pretty much everyone talks about getting the vaccine as a matter of civic […]
Isn’t it ironic that time seems to speed up as we get older? Or is that just me? It seems like Labor Day weekend was just last week, but the reality is that we are a week away from Christmas & New Years, which means all the morning talk shows have already started promoting last-minute […]
One of the most confusing topics in retirement planning is understanding the basics of Social Security. I will admit that Social Security can be extremely technical, confusing and downright boring, and with the future of Social Security uncertain, many people are hesitant to put in the time and brain cells required to understanding how […]
So why do people usually get married? A Pew Research center survey found the most popular answer are Love, making a commitment and companionship. Interestingly, a similar Pew Research Center survey reported that about 50% of American adults are married, down from the peak of 72% in 1960. In fact, over the years, there has […]
My neighbor has worked for the railroad since he was 23 years old. He is now almost 53 and eligible to retire in December. When I asked him what he plans to do once he retires, he tells me he plans to take up a hobby like golf and travel more, although he hasn’t been […]
When I was a kid, the weeks leading up to the first day of school were the most exciting of the year. I remember hitting up the local mall with my mom, trying on cute jeans with the embroidered pockets, choosing the right ‘statement’ winter coat that screamed “She’s hip! But also warm…”. Trapper Keepers […]
One of the most confusing aspects of retirement planning is understanding Social Security. Regardless of whether you have a $500,000 or $5 million retirement nest egg, social security benefits could end up being a decent portion of your monthly income so it’s important to get the basics down. While seeking guidance from a fee-only fiduciary […]
Want to know a secret that the investment management industry would never tell you? You don’t need to waste every precious moment worrying or wondering what your finances will look like 20 years from now. Don’t get me wrong, planning for the future is important, you probably don’t want to or might not be able […]
I love Roth IRAs. In fact, with Halloween here, I wish I could give them out as candy to any kids that come to my door. Even though there are often a lot of questions (and debates) around the best ways to save for retirement and whether Roth (after-tax) or Traditional (pre-tax) retirement accounts are […]