Do You Need Financial Planning?

Financial planning is all about creating unique goals and solutions for you and your life. Whether you’ve already saved your first million on your own, have come into some money, or starting a new family, it’s never too early or too late to find the right financial advisor.

Think of an advisor as a trusted guide who provides personalized solutions for reaching your life goals. The right advisor is a partner on your financial journey through career changes, buying a home, divorce, retirement planning, and whatever other life events you might be going through. Working with a financial advisor improves financial habits, builds confidence, and provides peace of mind for investors. If any of the questions below sound familiar, it’s a great time to find answers from a financial planner!

Aside from the psychological benefits, there are proven monetary benefits, as well. The Future of Retirement study, for example, showed that those individuals with financial plans accumulated nearly 250% more in retirement savings than those without a financial plan in place. In addition, nearly 44% of those who have a financial plan in place save more money each year toward retirement.

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What Are You Planning For?

Zoe Financial Offers Unbiased Personal Financial Planning

The challenge of finding a good certified financial planner is real. There are many unscrupulous salespeople out there selling themselves as trustworthy advisors. As a result, few Americans can say they have a high level of trust for financial professionals. In fact, a CFP Board survey of Americans’ perceptions of financial advisors showed that 60% of people feel advisors put their companies’ interests first. Far too often, clients are steered towards financial products that provide kickbacks to the advisors who recommend them.

Founder, Andres Garcia-Amaya, left JP Morgan to start Zoe Financial for this very reason. He knew that, despite the well-earned, tarnished industry reputation, there are some advisor practices that are truly independent, fiduciary, and able to provide top-notch, personalized guidance to clients. By connecting people to independent advisors who have personal financial-planning-centric practices, he knew he could help individuals with the most important financial decisions of their lives.

Zoe Financial offers a unique digital experience. Your journey begins with a series of matchmaker questions, followed by a  recommendation of the right professional for YOU based on your goals and needs, from the TOP 5% of independent fee-only financial advisors. We’ve narrowed down the field to include only independent advisors with professional CPA, CFP, or CFA qualifications, deep industry experience, transparent fee structures, and top-in-class communication skills. If that wasn’t enough, they are also required to pass through Zoe’s rigorous due diligence process. Our process uncovers advisors that have client-aligned incentives, run a client-centric practice, and are at the top of the game when it comes to knowledge and process.

Nationwide Advisor Network

Hundreds of advisors are part of the Zoe network. All of our advisors are vetted and Zoe Certified.

  • Experienced
  • Fiduciary
  • No sales