Frequently Asked Questions

About Zoe

Zoe is a vetted marketplace that connects individuals seeking service, stewardship, and solutions with the most qualified advisors in the country. Our advisors sit on your side of the table. We rigorously vet and background check every advisor that applies to join our network, so that you are only working with the nation’s top fiduciary advisors. 

We are client-first, with a mission to accelerate your wealth by demystifying an archaic wealth management industry. Most advisors provide cookie-cutter financial plans, push high-fee products and sell insurance that earn them kickbacks and commissions. Even worse, these advisors prey on the mass affluent (250k-$10m in assets). 

Schedule a complimentary consultation here. Let’s start on your way to wealth.

Zoe Certified Advisors go through a rigorous due diligence process in order to join the network. Our network admits only premier financial planners and trusted financial advisors.

All advisors have a CFP, CFA, or CPA certification, are accredited independent advisors, have a minimum of 5 years of experience, and have no association with broker-dealers.

Most advisors out there are brokers, and only need to recommend what’s “suitable” for you and your family, not what’s “best”. This is a minor, but over the long run can have a massive impact on your ability to create long-term wealth.

Imagine a scenario where an advisor is choosing between 2 mutual fund options. 

Option 1 has higher client fees, and also cuts the advisor a $20,000 check once you invest. 

While Option 2 is a low-cost, tax efficient fund with low client fees, but doesn’t pay any commissions to the advisor. 

The way we vet our advisors, they are legally unable to recommend Option 1 to you. They have to work in your best interest. Here at Zoe, we think that’s just common sense.  

You deserve better. Previously, a great independent financial advisor was reserved to only the ultra-wealthy. Zoe changes that. Why not interview from a select group of advisors who lead with actual financial planning, specialize in working with families just like yours, provide transparent fees and honest services, and actually deliver value and peace of mind.

Throughout the process, Zoe closely examines their investment and planning process, their operations, technology, and even the financial products they recommend.

Long story, short: we take our vetting process seriously!

The financial advisors in our network are located in all 50 states. Most Zoe Advisors also work remotely and digitally, regardless of your location.

The difference between Zoe and other wealth management platforms is that we focus on quality over quantity.

Zoe’s matching process begins with an extensive review of your financial goals and ends with you receiving a curated selection of advisors just for you.

Through innovative technology, we take the guesswork out of finding you the perfect match. We also have a dedicated Client Service team here at Zoe standing by to give you tailored recommendations and support you throughout this process.


If you’re not satisfied with the advisor you’ve hired through Zoe, we will refund all advisor fees back to you.

We put a lot of work into making sure we only admit trusted wealth planners into our network. This is why we are confident in the quality of the service you will receive.  Terms and conditions apply.

  1. Complete our quick Find an Advisor form

  2. Our algorithm provides you with the most suitable financial advisors for you.

  3. Schedule time to interview your matches.

    Our Client Services team is here to support you throughout your interview process, answering questions, and helping you connect with the best fit for your needs. You can
    schedule time with an expert at any point in the process!

Zoe is a free service for you to locate the highest quality advisors.

Instantly. Our unique algorithm matches your financial situation, preferences, and goals with ideal advisors immediately.

If you’re not happy with your initial recommendations, our Client Services team will help you find a better fit for your needs. You can schedule time with our team at any point in the process!

We have advisors that can service all income and asset individuals. Our average client has over $750,000 in investable assets.


Zoe is a free service to access and interview highly vetted financial advisors. Zoe is compensated by the advisor. That fee is never passed onto you. We either maintain recurring revenue from the advisor as long as you are a client or receive a fixed referral fee. We are incentivized to have advisors in our network that continuously deliver value and an exceptional level of client service.

You only pay the advisor once you have agreed to work with them. The fee you pay may vary, and you will pay the advisor directly based on your agreement with them.

We are proud of our high client satisfaction. We restrict the size of our network and continuously vet our advisors to maintain an intense focus on quality. Our advisors are highly qualified and credentialed, and provide high-level personalized client service. They work for you. Not the other way around. If you hire an advisor through Zoe, and you are not satisfied – we refund your fees. Plain and simple.

Are you an advisor? Check out our FAQ for advisors

Contact us at or 646-680-9244 

Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. The observations of industry trends should not be read as recommendations for stocks or sectors.

Ready to Grow
Your Wealth?

Let us connect you with the most qualified wealth planners

Ready to Grow Your Wealth?

Let us connect you with the most qualified wealth planners