Guide To Restricted Stock Units (RSUs)

Whether you sell your Restricted Stock Units (RSUs) or not, complex tax rules may be governing them. The amount withheld by your employer will not necessarily be enough to cover the complete amount of the taxes due on this income.

• Those who receive equity as part of their total compensation each year.
• Employees of publicly traded companies. (The equity guide for those who work for private companies is forthcoming.)

• It will help you understand and evaluate the decisions you are presented with, as well as give you the tools to develop your own strategy on turning the shares you receive into actual dollars.
• You will learn the basics of restricted stock units (RSUs), such as vesting, how they affect income taxes, investment risk, and how to incorporate those shares into your overall financial plan.

1. Have I already saved a significant cash cushion or emergency reserves?
2. Do I have any financial goals that are non-negotiable, like saving for retirement, sending my child to college?
3. How comfortable am I with the possibility that the value of this stock could one day, without warning, dip to zero?
4. If the value of this stock were to get cut in half, how would it impact my ability to cover expenses?

Watch the video to learn how to go about each of them and maximize your earnings.